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How Car Accident Insurance Claims Work

The vast majority of car accident claims are paid by insurance providers.

car insurance claims

Because Texas operates off a fault-based system when it comes to auto accidents, the driver who caused the accident will be responsible for paying the victim or victims a certain amount of money as compensation for medical expenses, lost earnings and future loss of earnings or medical care.

In serious accidents, the driver may even be held accountable for paying non-economic damages, which may cover emotional trauma, pain and suffering. Of course, the average person does not have tens of thousands or hundreds of thousands of dollars available to pay a car accident victim. This is where the at-fault party’s auto insurance provider comes into the picture.

Working with a car accident insurance claims lawyer who is adept at dealing with insurance claims, adjusters and providers is crucial if you or a loved one was injured in an auto accident of any kind. You will need to deal with your insurance company, informing them of the collision, and may be approached by the other driver’s insurance company to discuss what happened. A lawyer can handle this communication on your behalf to protect your right to compensation.

It is of the utmost importance that you do not give any statements or admit fault if approached by the other driver’s insurance company. Anything you say could be used against you at a later date when the liability of the collision is determined.

Get Insight from a Car Accident Insurance Claims Lawyer

Involving a lawyer will mean that you will have a legal representative to handle any and all communication with the insurance providers, law enforcement, the other driver and any other interested parties – and this can make all the difference as you seek financial compensation for your injuries, financial losses and property damage.

 

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